The Prudent Retiree - January 2017

“Faith is taking the first step even when you don’t see the whole staircase.”

-Martin Luther King Jr.

Dr. King made a difference. We are better because of his courage, integrity and vision. A vision he never lost sight of regardless of adversity. It was accomplishment of the goal that mattered, not the tough times. He persevered, though never seeing the whole staircase. Dr. King’s unwavering pursuit of his goal – justice and equality – cost him his life. America has a long way to go, but his bravery made us better.

Prudent Retiree’s goal is your successful retirement. We strive to never lose sight of that objective even during rough patches. Over time, our approach has helped clients maintain their income, preserve their funds and pass on a legacy to the next generation. We are unwavering in our focus and it has made a difference over the long term.

Currently the market seems to be in an uptrend. We believe you should be fully invested consistent with your risk and allocation profile.


Here at Horseman Group, we strive to provide you with the highest possible level of customer service. Feel free to reach us at 314.692.7842 or with any questions regarding your investments, risk management, or retirement. 

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Horseman Group – 3 CityPlace Drive - Suite 290 – St. Louis, MO 63141 – 314.692.7842 Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC a Registered Investment Adviser.  Horseman Group and NPC are separate and unrelated companies. The views expressed within are of John Horseman, not National Planning Corporation (NPC), and should not be construed as investment advice.  Investment decisions should be based on individuals’ investment goals, risk tolerance & time horizon. Past performance is no guarantee of future results.  NPC is not to be held responsible for and may not be held liable for the accuracy of information available. Investing involves risk including the potential for loss of the principal amount invested. There is no guarantee that any investment strategy will be able to meet its intended objective.

Certain statements contained within are forward-looking statements including, but not limited to, statements that are predictions of or indicate future events, trends, plans, or objectives. Undue reliance should not be placed on such statements because, by their nature, they are subject to known and unknown risks and uncertainties.

Indices are unmanaged measures of market conditions. It is not possible to invest directly into an index. Past performance is not a guarantee of future results.

Horseman Group