The Prudent Retiree - August 2016

“A difference in opinion is what makes a horse race.”

 -Mark Twain

Samuel Clemens, who wrote as Mark Twain, was one of our great authors and a keen observer of our behavior and foibles. He could certainly have been discussing the 2016 presidential election. Many of you have asked- “Is this the best we can do?” Maybe, maybe not, but these are the choices we have.

The names are well known. The Donald and Hillary. Trump and Clinton. Both evoke strong feelings- mostly disgust it seems. Depending on who is speaking, they are crooks, lunatics, corrupt, liars, threats to our very way of life.

Prudent Retiree does not know what to make of it all. We are asked daily how the election result will impact the markets. The truth is no one really knows. You will, however, read and hear pundits by the score tell you what the outcome will be and how said outcome will affect your life and investments. We can only recite some general historic results. According to Global Financial Data, Inc., when a Republican wins a first term, the market has increased by an average of 18.8% the next year. When a Democrat wins a first term the market has decreased an average 2.7% the next year.

Now you know. However, there has never been a woman president and many wonder if Trump is really a Republican. As Mark Twain also said, “Get your facts first, then you can distort them as you please.”

Here at Horseman Group, we strive to provide you with the highest possible level of customer service. Feel free to reach us at 314.692.7842 or with any questions regarding your investments, risk management, or retirement. 

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Global Financial Data, Inc., as of 07/25/2012 S&P 500 total return as of 12/31/2010.


Horseman Group – 3 CityPlace Drive - Suite 290 – St. Louis, MO 63141 – 314.692.7842 

Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC a Registered Investment Adviser.  Horseman Group and NPC are separate and unrelated companies. The views expressed within are of John Horseman, not

National Planning Corporation (NPC), and should not be construed as investment advice.  Investment decisions should be based on individuals’ investment goals, risk tolerance & time horizon. Past performance is no guarantee of future results.  NPC is not to be held responsible for and may not be held liable for the accuracy of information available. Investing involves risk including the potential for loss of the principal amount invested. There is no guarantee that any investment strategy will be able to meet its intended objective.

Certain statements contained within are forward-looking statements including, but not limited to, statements that are predictions of or indicate future events, trends, plans, or objectives. Undue reliance should not be placed on such statements because, by their nature, they are subject to known and unknown risks and uncertainties. 

Indices are unmanaged measures of market conditions. It is not possible to invest directly into an index. Past performance is not a guarantee of future results













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